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Citi Treasury make no additional changes in balances or positioning in response to the unanticipated rate changes.

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Although servicers are the primary contact with borrowers, we have worked to expand our borrower outreach and education efforts so that homeowners who are in trouble know how to seek help, understand their options, work with their servicers, and avoid scammers.

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In concert with other regulatory agencies, these examiners are reviewing whether foreclosed borrowers were appropriately considered for loan modifications, whether fees charged were appropriate, documents were accurate and appropriately reviewed, and that proper signatures were obtained.

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